BWC recommends largest private employer rate decrease in 60 years!!

Published Monday, February 11, 2019

BWC Administrator/CEO Stephanie McCloud told board members fewer workplace injuries and falling estimates of future medical costs are driving her recommendation to lower rates for the ninth time since 2008.

“We’re pleased Ohio employers recognize that workplace safety is vital to the health of their workforce, their businesses and our state’s economy,” said McCloud. “Their efforts to promote safe and healthy workplaces are clearly paying off, and they’re making it easier for us to maintain low and stable workers’ compensation rates now and into the future.”

If approved by the board at its meeting Feb. 22, the rate reduction would be effective July 1 and save private employers $244 million over premiums for fiscal year 2019. The proposed cut would follow a 12 percent reduction last year and a pattern of no increases since 2006. It would also follow a 12 percent rate reduction for public employers — counties, cities, schools and others — that went into effect Jan. 1.

Overall, the average rate levels for the 242,000 Ohio employers in the BWC system are at their lowest in at least 40 years.

Premiums paid to BWC not only cover health care and wages for injured workers, they support BWC’s Safety & Hygiene Division, which offers grants, training, consultations and other services to help employers improve workplace safety. Employer participation in these services has grown by more than 70 percent since 2010. Claims, meanwhile, have fallen 18 percent over that time to 85,136 in 2018.

The proposed 20 percent rate cut represents an average statewide change. The actual premium paid by individual private employers depends on a number of factors, including the expected future claims costs in their industry, their company’s recent claims history and their participation in various BWC rebate programs.

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Media Contacts:
Melissa Vince, 614-466-2956 or 614-202-2329,

Tony Gottschlich, 614-644-4940 or 614-296-1734,

Ohio Bureau of Workers’ Compensation Board of Directors

Chairman Nicholas Zuk, SI Employers | Chan A. Cochran, Public | Peggy Griffith, Employees | Kenneth Haffey, CPA | David W. Johnson, Large Employers | Stephen E. Lehecka, Actuary | Michael P. Taylor, Employee Organizations | Mark J. Palmer, Investment & Securities | Tracie Sanchez, Small Employers | Dewey R. Stokes, Employee Organizations | Frederick J. Treuhaft, Investment & Securities

Established in 1912, the Ohio Bureau of Workers’ Compensation is the exclusive provider of workers’ compensation insurance in Ohio and serves 242,000 public and private employers. With 1,800 employees and assets of approximately $27 billion, BWC is the largest state-run insurance system in the United States. Our mission is to protect Ohio's workers and employers through the prevention, care and management of workplace injuries and illnesses at fair rates. For more, visit